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Illinois paycheck calculator

Take-home pay for the employee, and what the wage actually costs you as the employer. Tax year 2026.

Pay

Illinois values the two lines differently: $2,925 per line 1 allowance and $1,000 per line 2 allowance.

Gross pay$2,884.62
Federal income tax-$295.00
Social Security-$178.85
Medicare-$41.83
State income tax (IL)-$142.79
Net pay$2,226.15
Annualized$57,879.90
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  • Employer unemployment tax is excluded. Enter your SUTA rate and state wage base from your annual rate notice.

How Illinois withholding works

  • Illinois withholds at a flat 4.95% of wages after any deductions below.
  • Each withholding allowance claimed reduces annual taxable wages by $2,925.
  • A second category of allowance is worth $1,000 a year each.
  • Illinois has no standard deduction and does not vary by filing status.

Federal withholding uses the IRS Publication 15-T (2026) percentage method, including the separate rate schedule for a checked W-4 Step 2 box. Nine states are modelled from their own withholding publication: California, Georgia, Illinois, Michigan, New Jersey, New York, North Carolina, Ohio, and Pennsylvania. Other taxing states are not modelled yet and ask you for a rate instead of guessing. Actual withholding also depends on your payroll setup and the exact certificates on file. This tool does not file or remit taxes.